PRIVACY POLICY

Effective date: July 18, 2026

QLoans L.L.C. ("QLoans," "we," "us," or "our") respects your privacy. This policy explains how we collect, use, and protect information submitted through myqloans.com and related QLoans services.

INFORMATION WE COLLECT

We may collect your name, email address, telephone number, mailing address, loan or insurance interests, information you provide in forms or communications, and technical information such as browser, device, and website usage data. Do not send sensitive financial information by text message.

HOW WE USE INFORMATION

We use information to respond to requests, provide mortgage, lending, insurance, and related services, follow up with people who requested information, operate and improve our website and services, prevent fraud, comply with law, and send communications authorized by the recipient.

SMS PRIVACY

If you expressly opt in, QLoans may send automated or manually generated text messages concerning mortgage or insurance information, requested follow-up, appointments, service updates, and promotional offers. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help.

Mobile information, text-message opt-in data, and consent will not be shared, sold, rented, or disclosed to third parties or affiliates for their marketing or promotional purposes. This restriction applies even where other information-sharing provisions may permit sharing. We may share information with service providers solely as necessary to deliver messages and operate the program, subject to confidentiality and use restrictions, or as required by law.

OTHER DISCLOSURES

We may disclose information to vendors that support our business, professional advisers, regulators, law enforcement when legally required, or in connection with a business transaction. We do not sell personal information.

DATA SECURITY AND RETENTION

We use reasonable administrative, technical, and physical safeguards. No system is completely secure. We retain information only as long as reasonably necessary for the purposes described and legal obligations.

YOUR CHOICES

You may request access, correction, or deletion where applicable, unsubscribe from email, or opt out of text messages at any time by replying STOP.

CONTACT

QLoans L.L.C., 1120 E Long Lake Road, Suite 130, Troy, MI 48085. Email RonQ@myqloans.com. Phone (248) 765-2184.